M-FLOW is an app that helps you get a personal loan, in case there is any urgent needs.
We pursue the best experience of mobile personal loans for Nigerians.
Loan Profile:
Loan period: 91 days to 365 days
Loan amount: ₦3,000 to ₦150,000
Interest ranges from 0.03-0.07% of the amount per day
One-time service fee is 4% of the amount
An Example:
If you choose a loan amount of ₦8,000 for one year, the interest rate is 0.06%, and the one-time fee is 4%
EMI: ₦812.67 = (₦8,000 * 0.06% * 365 + ₦8,000)/12
Total interest paid: ₦812.67 * 12 - ₦8,000 = ₦1,752
Processing fee: ₦8,000 * 4% = ₦320
Payment amount: ₦8,000 - ₦320 = ₦7,680
Total repayables: ₦812.67 * 12 = ₦9,752
APR: (₦1,752 + ₦320) / ₦8,000 = 25.9%
Why chooses M-FLOW ?
-No paperworks/documents
-No collateral or guarantors
-No hidden fees
You are just 3 steps away from your loan:
1. Download the M-FLOW then sign up
2. Fill up details for Approval
3. Loan disburse after Approval
No paperwork, no collateral , no hidden fees. It is flexible and secure!
1. Nigeria Resident
2. 20-60 years old
3. Have a regular monthly income
All customer data is encrypted and stored on our servers for loan risk assessment and post-loan management purposes only. In addition, we would never fail to disclose or sell customer data. The data will be removed from our server and the evaluation is complete.
Contact us
Email: [email protected]
Address: 86 Bode Thomasst, Surulere 109241, Lagos, Nigeria